What We Do Best

30 minutes

• To get the most out of our 30 minutes together, please be ready to provide this foundational information:
  What is the nature of the financial problem you want to address?
• Your age (my lips are sealed!), marital status, number of dependents living at home
• Household Income and its sources
• If you are overburdened by debt then please provide (round figures OK)
• Credit Card Debt: How many cards, balance on each one
• Student Loan Debt: How much is owed to who?
• Mortgage Info if applicable

If you are concerned about your retirement savings then please provide approximate current worth of IRAs, 401(k)s, Roth accounts, pension plans, etc. as applicable.

If married, please have both spouses in attendance for the consultation.

You will be quoted a fixed price within 24 hours of our consultation which is commensurate with the complexity of your situation. I do not “hard sell” anyone for two reasons 1) The tactic lacks dignity 2) I am under no financial pressure to make a sale. Eating my own cooking over many years has allowed me the flexibility to choose the clients who will benefit most. I limit the number of clients served in order to deliver the best financial advice available anywhere. Michael Modica’s qualifications

This is an investment in your future, accordingly, you can expect to save many times what my services cost if you follow the course of action we agree upon.

• 3 months of unlimited consultations. Have a question? Pick up the phone or drop me an email or a text.
• First Zoom meeting: about two hours and involves significant preparation beforehand
• Second Zoom meeting to review recommended course of action
• Zoom meeting progress review every two weeks
• Most clients are ready to “leave the nest” after 3 months.

Subsequent consultation time is billed at $250 per hour.