Resolve Your
Financial Problems

Through a custom-crafted plan, we help you take charge
of your finances to ensure a secure future.

Improved Quality of Life


Financial Peace of mind


Improved Credit Score

Don’t let debt steer
your life off course.

Even high earners can struggle with finances.

  • Unexpected medical bills
  • High mortgage payments
  • Looming student loans
  • Stalled retirement savings
  • Credit card debt
  • Little or no savings
young couple checking their family budget

If you’re feeling overwhelmed with how to right your financial ship, Proactive Financial Coaching helps you create a customized plan to get back on course so you can live the life you deserve.

What do you have to lose by scheduling your free 30-minute Zoom call?

Poor Financial Decisions


Uncertainty about your financial future

Looming debt

And what could you gain?

Financial clarity and a plan forward

A Financial Coach in your corner

Peace of Mind

All from a 30-minute call?

And here’s your guide, Michael Modica.

Scheduling your Zoom call with Mike is the first step on your road to financial security.

No sales pitch. No strings attached. No kidding.

Not sure we can help you?
Our track record says we
probably can.

High Interest Credit Cards

Mike showed me that making minimum payments is how banks get rich while I struggled. He taught me the importance of budgeting which freed up money to chip away at the evil credit cards. I am now free of all of our consumer debt.

Thanks, Mike!

~Gene, Orlando, FL


Home Equity Credit Trouble

A home equity line of credit almost landed us in divorce court. Sticking to the budget we now do each month has improved the communication in our marriage.

~Joyce and Bill from Savannah, GA

Planning for the Future

Mike was referred to us after our first child was born. He explained “dollar cost averaging” in a way that made sense, that is to say invest regularly. If you have a baby on the way call Mike and start a regular investment plan the same day your baby gets a social security number.

~Mary & Chuck, Sayville, NY

You can change your direction right now.


Reach Out For Help

Call us, then we’ll figure out what financial happiness looks like for you.


Set A Path

We identify your obstacles and opportunities and design a personal step-by-step, easy to follow, longterm plan for success.


Gain Control

Get your life back on the road to a happier future.

Top 5 Money Traps & How to Avoid Them.

With no obligation, download a copy to get started on your path to financial security right now.

  • Optional, but a few "bullet points" may be helpful (e.g. "credit cards out of control", "need someone to show my 27-year-old son how to manage money").